High Value Bridging Loan in London – £10M+ Exclusive Case Study
Featured Snippet: Articus Finance secured a high value bridging loan in London, exceeding £10M, for an ultra-high-net-worth client requiring absolute speed and discretion. By leveraging our private lender network, we structured a bespoke 12-month facility with rolled-up interest, enabling immediate completion while preserving financial flexibility.
Introduction
A high value bridging loan in London represents one of the most complex areas of short-term finance. Facilities above £10 million involve intense scrutiny and cannot be accessed via retail banks or high-street providers. For ultra-high-net-worth individuals (UHNWIs), time-sensitive liquidity needs arise often when acquiring London’s prime properties. With competition fierce and sellers demanding immediate completion, fast, discreet, and flexible solutions are essential. This case demonstrates how Articus Finance delivered a bespoke bridging loan unparalleled in both scale and speed.
Client Background
The client, a prominent UK national and hedge fund CEO, held significant wealth across corporate and personal balance sheets. A rare opportunity to acquire a residential property worth more than £10 million in central London required swift execution. While the client’s private bank relationships offered long-term solutions, they lacked the ability to deliver within the urgent timeframe required. The client approached Articus Finance because of our reputation for securing high value bridging loan in London cases discreetly and quickly.
Liquidity preservation was critical. Using cash reserves immediately would have impacted ongoing corporate strategies and wider investment activity. The only viable approach was a bespoke bridging arrangement that allowed property acquisition today with refinancing into longer-term arrangements thereafter.
The Challenge
Securing a bridging loan of over £10 million presented multiple challenges:
- Scale: The loan size exceeded the maximum limits of typical bridging providers.
- Timeframe: Completion was required in days, not weeks or months.
- Privacy: The client’s high profile demanded confidentiality and minimal visibility.
- Structuring: The facility had to allow a smooth transition into future long-term lending without locking liquidity away unnecessarily.
Most lenders simply could not deliver. For this high value bridging loan in London, Articus Finance needed to create a pathway outside standard channels.
Our Solution
Articus Finance engaged directly with exclusive private lenders accustomed to dealing with ultra-high-value cases. We secured a 12-month bridging loan in excess of £10 million. The facility was structured with rolled-up interest, removing the need for monthly servicing and allowing the client to preserve liquidity for other strategic priorities.
The loan was approved swiftly following discreet engagement with the lender’s credit committee. Throughout the process, client confidentiality was protected. In parallel, we mapped a future refinancing strategy into long-term mortgage structures, ensuring the client retained flexibility post-acquisition. The final solution showcased how a high value bridging loan in London can be achieved with the right expertise and lender access.
Key Highlights
- Client: UK national, hedge fund CEO, ultra-high-net-worth individual
- Property: Central London residence valued over £10M
- Facility: 12-month bridging loan with rolled-up interest
- Lender: Exclusive private lender accessed via trusted network
- Outcome: Immediate completion under full confidentiality
Why Articus Finance Delivered
Articus Finance operates at the intersection of bridging finance, development finance, and high net worth mortgages. Few advisors hold this blend of specialism. Through private lender access, we provide options unavailable in the mainstream market. We specialise in speed, discretion and structuring, enabling clients to act decisively. For UHNWIs managing multiple global assets, this expertise is invaluable in securing a high value bridging loan in London.
Explore Related Insights
- London Bridging Finance Solutions
- Unregulated Bridging Loans
- Property Refurbishment Finance
- Bridging Finance Guide
- Private Bank Mortgages
- Expat & Foreign National Mortgages
- Mortgage Services Overview
- Financial Conduct Authority (external)
Final Thoughts
This case highlights Articus Finance’s ability to provide certainty where others cannot. By securing a high value bridging loan in London worth over £10M on rolled-up interest terms, we delivered speed, discretion, and flexibility tailored to the client. For UHNWIs, our unique blend of structuring, private lender access, and execution excellence ensures success in even the most complex high-ticket scenarios.
