Corporate Finance

Corporate Finance Services

Corporate Finance for UK Companies

What is Corporate Finance?

Corporate finance is the strategic management of a company’s financial resources through external funding sources to fuel growth, manage operations, and achieve business objectives – both short-term and long-term. It centres on securing financing solutions that align with a corporation’s needs and strategic vision. This can range from traditional term loans to more sophisticated options such as asset-based lending. Articus Finance acts as a crucial intermediary between businesses and lenders, conducting financial analysis for a company, cash flow projections, and creditworthiness to determine the most suitable lending solutions. We have experience securing solutions for both start-ups and long established businesses to facilitate their growth. Get in touch with a broker today.

How does Corporate Finance work?

In the complex landscape of corporate finance, the array of financial institutions and lending options is vast and diverse. While many established names are familiar to industry professionals, the market also includes specialised financiers catering to niche sectors and offering bespoke solutions. Securing the correct corporate financing to your goals is fundamental. This may involve engaging with traditional banking institutions renowned for their stability and comprehensive offerings, or exploring specialised lenders who possess in-depth understanding of specific industry dynamics and unique business models.

The Importance of Expert Guidance

Aritcus Finance is a whole of market brokerage with access to traditional lenders, specialist lenders, funds and private lenders. Meaning we can find solutions no matter how complex your case may be. We are also a regulated specialist mortgage brokers and can therefore offer a more thorough all-rounded service.

At Articus Finance, our team of seasoned financial professionals dedicates their expertise to negotiating with a corporate finance firm. Our aim is to secure the most advantageous terms for our clients, including preferential interest rates, enhanced understanding of complex business propositions and access to lenders amenable to higher-risk ventures.

By leveraging our services as your corporate funding advisors, we expedite the process of identifying the most appropriate financial solutions tailored to your organisation’s specific requirements – saving our clients time and money.

Our involvement extends throughout the entire transaction lifecycle, ensuring a thorough understanding of all contractual terms and securing corporate financing that not only appears optimal on paper but genuinely aligns with your organisation’s strategic goals.

What are the types of Corporate Finance?

Here are the 7 main types of corporate finance:

1. Business Loans

Business loans are a fundamental form of corporate financing, providing companies with a lump sum of capital to be repaid over a set period with interest. These corporate loans can be used for various purposes, such as funding expansion, financial restructuring and covering operational costs, and are often secured against business assets or backed by personal guarantees from company directors.

2. Invoice Financing

Invoice financing is a method of borrowing money against the amounts due from customers. This can take the form of factoring, where the lender effectively purchases the unpaid invoices, or invoice discounting , where the invoices serve as collateral for a loan. This type of financing helps businesses improve their cash flow by accessing funds tied up in unpaid invoices more quickly.

3. Corporate Debt Financing

Corporate Debt financing involves the issuance of debt instruments by a company to raise capital. This method allows corporations to access larger amounts of funding without diluting ownership, with the promise to repay the principal amount along with interest at specified intervals.

4. Working Capital Finance

Working Capital Finance is designed to help businesses manage their day-to-day operations by bridging the gap between accounts receivable and accounts payable. This type of financing ensures that companies have sufficient liquidity to meet short-term obligations and capitalise on growth opportunities without disrupting regular business operations.

5. Corporate Asset Finance

Corporate Asset Finance enables businesses to acquire essential equipment, machinery, or vehicles without the need for substantial upfront capital expenditure. This financing method spreads the cost over time, allowing companies to preserve cash flow while still accessing the assets necessary for growth and operational efficiency.

6. Asset Based Lending

Asset Based Lending is a specialised form of financing where loans are secured against a company's assets, such as inventory, accounts receivable, or equipment. This type of lending is particularly useful for businesses with significant tangible assets but perhaps limited cash flow, providing a flexible funding solution based on the value of the company's assets.

7. VAT Funding

VAT funding is a specific financial product designed to help businesses manage their VAT liabilities. It allows companies to spread the cost of their quarterly VAT payments over a longer period, thereby improving cash flow management and reducing the financial strain of large, lump-sum tax payments.

Who can secure corporate finance?

At Articus Finance, we serve a broad range of clients, from sole proprietorships and micro-enterprises, multinational corporations and start-up entrepreneurs – all based worldwide. Our expertise extends to facilitating financial solutions for various legal entities, including individual entrepreneurs, limited liability companies, Special Purpose Vehicles (SPVs), and offshore structures.

Our team of financial advisors engages in comprehensive consultations to thoroughly understand your business objectives and financial needs. We work collaboratively with your management team to determine the optimal financing structure that will provide the necessary capital injection to drive your business towards its strategic goals.

We specialise in securing financing across a wide array of corporate needs, including:

Commercial Real Estate Financing

Facilitating property investment and development through tailored mortgage solutions.

Venture Capital and Startup Financing

Providing seed funding and early-stage capital for emerging businesses and innovative ventures.

Accounts Receivable Financing

Implementing invoice factoring solutions to optimise working capital management for B2B enterprises.

Fleet and Equipment Leasing

Structuring asset finance solutions for vehicle acquisitions, including commercial vans, industrial machinery, and corporate fleets.

Technology and Software Financing

Arranging equipment finance to acquire cutting-edge hardware and software systems crucial for maintaining competitive advantage.

Merchant Cash Advance

Offering alternative financing solutions to manage seasonal fluctuations in cash flow, particularly beneficial for retail and service-oriented businesses.

Asset-Backed Lending

Leveraging company assets to secure loans for expansion initiatives and strategic investments.

Revolving Credit Facilities

Establishing lines of credit to ensure robust ongoing financial liquidity and operational flexibility.

Frequently Asked Questions

Corporate finance refers to the process by which businesses obtain capital to fund their operations, expansion, or other strategic initiatives. Corporate lending can take many forms, with the ultimate goal is to provide companies with the necessary funds to support their growth, manage working capital, finance acquisitions, or refinance existing debt, all while optimising the company’s capital structure and minimising the cost of capital.

Companies should consider using a corporate finance broker for several reasons:

  • Expertise in navigating complex financial products and structures
  • Access to a wide network of lenders and financial institutions
  • Ability to secure more favourable terms and rates
  • Time-saving, as brokers handle the application process and negotiations
  • Tailored solutions that align with the company’s specific needs and objectives

Corporate finance advisory services can benefit a wide range of businesses, from sole proprietorships and micro-enterprises to multinational corporations. Brokers often work with various legal entities, including individual entrepreneurs, limited liability companies, Special Purpose Vehicles (SPVs), and offshore structures. We are able to secure loans from £25,000 with no upper limit.

Corporate financial management plays a crucial role in a company’s growth by:

  • Determining the most profitable projects to invest in
  • Securing appropriate funding for expansion and operations
  • Managing cash flow and liquidity for day-to-day operations
  • Balancing debt and equity to optimise the company’s capital allocation structure
  • Making strategic decisions about mergers, acquisitions, and other growth initiatives 

A corporate finance broker can help with complex financing needs by:

  • Analysing the company’s specific requirements and financial situation
  • Identifying the most suitable financing products and structures
  • Leveraging their expertise to navigate intricate financial instruments
  • Negotiating terms that align with the company’s long-term corporate strategy
  • Providing guidance on the implications of different financing choices

Using a corporate finance manager or broker can be particularly beneficial for companies seeking specialised financing solutions or those dealing with complex financial structures, as brokers can provide valuable expertise and access to a wider range of financing options.

Why Choose Us

Service

Our clients are busy people, so we deliver exceptional customer service with a straightforward approach that gets the right result at speed. In a fast-moving and often stressful world, we remove the hassle from your mortgage process.

Relationships

In the world of high net worth financing, relationships matter. As a whole of market broker, we deal with a full spectrum of lenders from private banks to family offices, so you’ll always have access to the best deals.

Knowledge

Our brokers have decades of experience, wide market knowledge and a deep understanding of your challenges. From international entrepreneurs to portfolio landlords, we understand your world – so we can help you achieve your goals.

Trust

Transparency underpins everything we do, as we believe the best results can only be gained by working with honesty, integrity, and respect. You can trust us to secure the best outcome for you while you focus your attention wherever it matters most.

Testimonials

Need Assistance ?

Whether you’d like to make a finance enquiry or simply have
a question about our services, we’re on hand to help.

Tafouse Raza

Client Services

Tafouse brings expertise from the prime London property market, excelling in client care. Dedicated to exceptional service, Tafouse goes above and beyond to meet your needs. Passionate about rugby, travel, and showjumping, his diverse interests reflect a commitment to excellence in every interaction.

Harry Lart

Mortgage Broker

Harry has over 16 years of experience within the Finance, Housing and Development sector. He started off his career as a CIMA Qualified Chartered Accountant and transitioned over to financial services in 2019. During this time he has dealt with a range of complex financial arrangements from ex pat mortgages to large development loans. Harry has a can do attitude and believes there’s a solution to every situation and will work tirelessly to ensure your deal crosses the line. In his spare time Harry likes to play poker, travel and try new cuisines.

Carolina Barreiros

Marketing Manager

Carolina is a multilingual Marketing Manager originally from Portugal. She specialises in International Marketing and Business, helping organisations expand their brand awareness globally over the last 4 years. Her past work includes supporting start-ups to multinational companies in the UK and across Europe. She is a creative and passionate individual, bringing a fresh perspective to the financial industry and delivering high quality research.

In her spare time, Carolina enjoys socialising & travelling around the world, embracing different cultures and experiences. 

Antonia Grieve

Office Manager

Antonia brings fantastic planning, organisational and time management skills to her role as office manager, ensuring that operations at Articus run smoothly. An experienced administrator with fantastic problem solving skills, Antonia began her career working in medical administration, so she is highly experienced working with confidential client data.

Jack Cuthbert

Client Services Executive

Jack comes from a background of delivering great customer service. He has worked in the property industry since 2016 and has solid knowledge of the property market, combined with a good knowledge of the mortgage industry. Jack is CeMap qualified and enjoys looking after his clients and building strong working relationships. Away from work, Jack spends most of his time travelling with friends, playing football and watching Charlton Athletic.

Matthew Currey

Case Manager

Matthew has experience working as a mortgage administrator and assisting with clients of any calibre. His main strength is his ability to develop a close relationship to his brokers and clients, allowing for a smooth transition throughout your mortgage journey, his friendly nature helps in making the process a lot less intimidating than it needs to be. Outside of work Matthew spends his time playing Chess and exploring the world with his Girlfriend.

Danny Doran

Business Development Manager

Danny started his career in financial services in 2005. He has developed an ability to build relationships and collaborate for success, through consistent communication, a holistic approach to deal building and an ability to swiftly problem solve. Danny has worked with Private and High Net Worth clients for over a decade and is driven by a strong, natural desire to ensure his clients and their businesses reach their full potential. As a property investor himself, he is well placed and experienced in all things property related. Outside of work, Danny has a keen interest in psychology, the outdoors and travelling.

Theo Osborn

Mortgage Broker

Theo started his journey in the specialist finance industry while working as a journalist at an industry trade magazine. During this time he amassed a great knowledge of mortgages, bridging, development and commercial funding and established a wealth of relationships in the industry. He transferred these skills and now specialises in assisting clients with their specialist finance requirements. Working alongside the CEO, Theo has learnt the nuances of ultra-complex transactions and knows how to most efficiently manage the funding process to completion. Theo aims to achieve the best solution for every client he deals with a particular focus on sourcing funding for developments and refurbishment.

Stefanos Petrou

Mortgage Broker

Stefanos started in financial services in 2013 managing clients across central London. Consistently providing a high level of thorough service. Prioritising communication, research, and innovation in order to meet his clients complex goals. Stefanos strengths lie in maintaining long standing relationships and being by his clients side throughout the process. Outside of work Stefanos enjoys spending time with his friends and family, unless of course Arsenal F.C are playing.

Dino Lazarides

Mortgage Broker

With over 20 years of financial services experience Dino is an accomplished mortgage adviser who relishes the more complex cases, enjoys a challenge and always does everything he can to ensure his clients not only get the result they need but to achieve their property goals.   A fully qualified financial adviser Dino quickly realised that property and mortgages were his passion and over the years gained his experience helping investors build their property portfolios.  When not working Dino enjoys spending time with his family, loves modern and classic performance cars, popular culture, technology, mountain biking and is a supporter of West Ham United.

William Gleeson

Mortgage Broker

William started in financial services 2014 arranging finance for HNW clients and their families. One of his main strengths is building deep, long standing relationships with his clients, which enables him to fully understand their needs and tailor solutions to fit each client individually. William has relationships with a variety of lenders ranging from international private banks to some of the largest lenders within the UK. Outside of work, William enjoys spending time with his young family and is an avid rugby player.

Steven Boyde

Mortgage Broker

Steven started working across London’s property and financial services market in 2007. He specialises in development, bridging and commercial finance and has completed many multi-million transactions. Steven believes in customer focused relationships and has many clients who have been with him for years. Away from work, Steven spends most of his time with his two children and wife, on the golf course or watching Plymouth Argyle.

Samuel Asante

Mortgage Broker

Whether you require access to bespoke funding, or need to fund a project of any scale, Samuel will always find a solution to meet the requirements of any client. No matter how complex your case is, through his innovative and determined nature, he can find a structure to finance a client’s plans. As a trained martial artist, Samuel’s passion and confidence carries over into the workplace, and you can expect a clear and concise transaction journey from start to finish.

Jason Hunt

Mortgage Broker

Jason started in 2012 in financial services working across London’s property and financial services markets for HNW individuals. He is able to construct tailor-made solutions to suit his client’s needs, no matter how complicated. He has completed multi-million pound residential, buy to let and commercial developments across the UK. Jason is a confident and motivated individual whom takes pride in offering an exceptional and professional level of service to all of his clients. Outside of work he enjoys hiking, cycling and traveling the world with his sights set on Base Camp Everest.

Assad Younis

Mortgage Broker

Assad prides himself on being open minded and thinking outside the box. Through a personalised approach and consistent communication; Assad’s strong relationships with specialist lenders gives him the ability to reach the ideal outcome for his clients. With a particular strength in dealing with foreign nationals and ex-pats he approaches his clients with a can-do attitude. His attention to detail allows him to actively support his clients and build a long-term relationship by giving a truly tailored approach.  Outside of work, Assad is a keen explorer and foodie, regularly travelling to remote destinations and testing out the local cuisines.

Shyan Zubair

Co-Founder & Managing Director

Shyan is a global businessman with keen commercial acumen and a deep understanding of the UK property market. Following the successful completion of an undergraduate and postgraduate degree in Mathematics from King’s College London, Shyan has held a range of highly strategic roles, with a focus on UK property investment – meaning he is well versed in the world of HNW property finance. Not only is he an experienced UK landlord, he has an impressive history in the world of property trading, and has played a pivotal role in the completion of a number of large scale development projects with values up to £30 million.

Oliver Hines-Lloyd

Co-Founder & CEO

Ollie entered the world of high net worth mortgages after living in Geneva, where he provided tailored financial advice to private clients. This experience shaped his career trajectory, giving him first-hand experience in understanding and communicating the benefits of financial advice – all while developing the ability to build exceptional client relationships. Following this, Ollie moved back to London where he began specialising in mortgages. His drive, ambition and natural flair for anticipating the needs of his clients led him to progress quickly from Client Services to broker, where he honed his skillset after passing his CeMap exams. Outside of work, Ollie is an avid traveller – and an equally keen supporter of his local club, Fulham FC.

Antonio Michael

Co-Founder & CEO

Antonio has over a decade’s experience arranging and negotiating mortgage finance for some of the UK property market’s most complex transactions. During his career, he has worked at some of the UK’s most prestigious mortgage brokerages, as well as the fast-paced world of currency broking. As a result, he has a wealth of relevant experience in handling complicated cases, like clients buying properties through trusts. Crucially, Antonio has developed an almost unparalleled network of close industry relationships. This enables him to navigate challenging situations with ease, and he relishes taking on cases that have struggled to progress elsewhere and seeing them through to completion.

Antonio Michael

Co-Founder & CEO

Antonio started in financial services in 2006, arranging and negotiating mortgage finance for some of the UK property market’s most complex transactions. During his career, he has worked at some of the UK’s most prestigious mortgage brokerages, as well as the fast-paced world of currency broking.

As a result, he has a wealth of relevant experience in handling complicated cases, like clients buying properties through trusts. Crucially, Antonio has developed an almost unparalleled network of close industry relationships. This enables him to navigate challenging situations with ease, and he relishes taking on cases that have struggled to progress elsewhere and seeing them through to completion.