Bridging and development finance for 26 million GDV project requirements demand specialist structuring, rapid execution, and deep lender relationships. In this case study, Articus Finance delivered a bespoke dual-phase facility for a leading London developer, combining bridging and staged development finance to secure a £26 million scheme. Our approach enabled the client to move decisively, overcoming barriers that mainstream lenders could not address.
Introduction
Securing bridging and development finance for 26 million GDV project opportunities is rarely straightforward. Traditional lenders often lack the flexibility and speed required for major property acquisitions and phased construction. This case study demonstrates how Articus Finance structured a tailored solution, ensuring the client could acquire and develop a high-value London site without delay or compromise.
Client Background
The client, a highly regarded London property developer, had a decade-long track record of delivering complex residential and mixed-use schemes. With a reputation for quality and profitability, he had completed projects ranging from boutique conversions to large-scale developments. For this £26 million GDV project, the client needed a funding partner capable of matching his ambition and pace.
Key profile details included:
- Industry Standing: Established presence in the London market with a history of successful completions.
- Scheme Value: Projected gross development value of £26 million upon completion and sale.
- Investment Model: Balanced exit strategy, targeting both unit sales and retained rental income.
- Immediate Requirement: Urgent site acquisition to pre-empt rival bids and secure the opportunity.
Despite the client’s credibility, high-street lenders were unable to deliver the speed or flexibility required, risking the loss of the site to competitors.
The Challenge
Arranging bridging and development finance for 26 million GDV project circumstances involved navigating several complex challenges:
- Time-Sensitive Acquisition: The site required immediate bridging finance, with minimal lead time for approval and drawdown.
- High Quantum: The funding requirement exceeded the comfort zone of most mainstream lenders.
- Multi-Stage Drawdowns: Construction finance needed to be released in phases, aligned to build milestones and professional monitoring.
- Institutional Risk Appetite: Conservative lenders were hesitant to approve large-scale loans without extended due diligence.
Without a specialist approach, the acquisition risked collapse, as traditional lenders could not accommodate the scale or urgency of the transaction.
Our Solution
Articus Finance designed a two-phase funding strategy, integrating bridging and development finance into a seamless facility. This ensured certainty of acquisition and uninterrupted funding through to project completion.
- Phase One – Rapid Bridging Loan: Immediate liquidity was arranged for the site purchase, with flexible terms to enable a smooth transition into development finance.
- Phase Two – Development Finance: A specialist lender provided a phased facility, with drawdowns linked to construction milestones and supported by professional monitoring reports.
- Bespoke Underwriting: Our case presentation emphasised the client’s track record and profitability, reframing the deal as a major opportunity rather than a risk.
- Lender Alignment: We matched the scheme with a lender experienced in high-value London projects, ensuring an understanding of the complexities involved.
This approach enabled the client to secure the site and maintain momentum throughout the build, with funding certainty at every stage.
Key Highlights
- Gross Development Value: £26 million
- Facility: Bridging acquisition loan transitioned into structured development finance
- Lender Type: Specialist commercial finance provider with appetite for high GDV projects
- Result: Developer completed purchase and construction with no liquidity gaps
Delivering Bridging and Development Finance for 26 Million GDV Project
Our ability to create hybrid funding strategies was critical to success. By deploying speed through bridging finance and combining it with precise, phased development funding, we delivered flexibility and certainty. Developers facing similar complexities benefit from our expertise in structuring layered solutions that support acquisition, construction, and exit strategies.
Why Articus Finance Delivered
Delivering bridging and development finance for 26 million GDV project solutions requires more than generic broking. Articus Finance succeeded because of:
- Agile Sourcing: Rapid access to bridging lenders willing to engage on prime, high-value London projects.
- Proven Packaging: Our underwriting and presentation gave private banks and specialist lenders the confidence to proceed at scale.
- Unique Lending Panel: Access to a curated network offering bridging, development, and Development Exit Finance pathways.
- Strategic Oversight: We mapped the developer’s journey from acquisition to exit, anticipating refinancing and capital release needs.
These differentiators enabled us to deliver a seamless, end-to-end solution supporting every phase of the scheme.
Explore Related Insights
- Bridging Loans
- Development Finance
- Development Exit Finance
- High Net Worth Mortgages
- Private Bank Mortgages
- Articus Case Studies
- Guides Library
- Financial Conduct Authority (FCA)
Final Thoughts
This case demonstrates that bridging and development finance for 26 million GDV project funding can be achieved with the right structuring and expertise. By combining rapid acquisition finance with staged construction drawdowns, Articus Finance enabled the developer to seize the opportunity and deliver confidently. Where mainstream lenders set rigid barriers, our innovative approach produced measurable success—proving that ambitious developments can thrive with the right partner in place.
