Key Facts
- Property Value: £2.4 million
- Bridge Amount: £1.48 million
- Loan To Value: 62%
- Purpose: Debt Consolidation
- Security: Residential Property
- Exit Strategy: Long-Term Refinance
Client Overview
Our client owned a substantial residential property and had accumulated a number of outstanding liabilities across multiple lenders, including short-term loans, business borrowing and personal facilities.
With repayment deadlines approaching, the client required a fast and flexible funding solution to consolidate existing debts into a single facility while providing breathing space to arrange a longer-term refinance.
The property was valued at £2.4 million.
Many high-net-worth clients find themselves asset rich but cashflow constrained. Bridging finance can often provide a valuable short-term solution while a longer-term strategy is implemented.
Are you looking for specialist support? Click here to get in contact with one of our experienced brokers today.
———————————————————————————————————————————————————–
The Solution
Articus Finance sourced a specialist lender willing to provide a £1.48 million bridging facility, allowing the client to consolidate multiple debts into one manageable loan.
The facility was structured to:
- Repay existing lenders.
- Improve cashflow.
- Remove immediate repayment pressure.
- Provide time to implement a longer-term financing strategy.
Despite the complexity of the client’s circumstances, the facility was approved and completed within a tight timescale.
For larger and more complex borrowing requirements, we regularly work alongside private banks and specialist lenders to create bespoke financing structures.
Learn more about our Capital Raising & Bridging Finance solutions here.
Explore our High-Net-Worth Mortgage solutions here.
—————————————————————————————————————————————————————
The Outcome
The bridge successfully consolidated the client’s liabilities, significantly simplifying their financial position and providing the flexibility required to pursue a more permanent refinancing solution.
—————————————————————————————————————————————————————-
Need To Consolidate Existing Borrowing?
Whether you have multiple loans, approaching redemption deadlines or require short-term liquidity, our team can help identify the most appropriate solution.
Contact Articus Finance today to discuss your options confidentially.
View our latest client success stories: Case Studies
Arrange an initial consultation: Contact Us Page