{"id":12639,"date":"2022-12-29T01:15:08","date_gmt":"2022-12-28T17:15:08","guid":{"rendered":"https:\/\/www.dev.articusfinance.com\/second-charge-bridging-loans"},"modified":"2026-09-23T14:23:16","modified_gmt":"2026-09-23T06:23:16","slug":"second-charge-bridging-loans","status":"publish","type":"page","link":"https:\/\/www.articusfinance.com\/us\/second-charge-bridging-loans","title":{"rendered":"Second Charge Bridging Loans"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"12639\" class=\"elementor elementor-12639 elementor-791\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ca6b07c elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"ca6b07c\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-379ce12\" data-id=\"379ce12\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0ccdc08 elementor-widget elementor-widget-heading\" data-id=\"0ccdc08\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Second Charge Bridging Loans\n<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-64a4c06 elementor-widget elementor-widget-text-editor\" data-id=\"64a4c06\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #ffffff;\">\u2713 Directly Authorised by the FCA<\/span><br \/><span style=\"color: #ffffff;\">\u2713 Whole-of-Market Bridging Finance Advice<\/span><br \/><span style=\"color: #ffffff;\">\u2713 Access to 500+ Lenders, Including Specialist Bridging Lenders<\/span><br \/><span style=\"color: #ffffff;\">\u2713 Raise Capital Without Refinancing Your Existing Mortgage<\/span><br \/><span style=\"color: #ffffff;\">\u2713 Fast &amp; Flexible Second Charge Bridging Solutions<\/span><br \/><span style=\"color: #ffffff;\">\u2713 Finance for Refurbishment, Investment &amp; Other Property Requirements<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-12d1fc5 premium-social-reviews-card elementor-widget elementor-widget-premium-google-reviews\" data-id=\"12d1fc5\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;reviews_columns&quot;:&quot;100%&quot;,&quot;reviews_carousel&quot;:&quot;yes&quot;,&quot;carousel_play&quot;:&quot;yes&quot;,&quot;reviews_columns_tablet&quot;:&quot;100%&quot;,&quot;reviews_columns_mobile&quot;:&quot;100%&quot;,&quot;carousel_autoplay_speed&quot;:5000,&quot;carousel_navigation&quot;:&quot;arrows&quot;}\" data-widget_type=\"premium-google-reviews.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"premium-fb-rev-container google-reviews premium-reviews-\" itemscope=\"Organization\" itemtype=\"http:\/\/schema.org\/AggregateRating\">\n\t\t\t<div class=\"premium-fb-rev-list\">\n\t\t\t\t\t\t\t\t\t<div class=\"premium-fb-rev-page\">\n\t\t\t\t\t\t<div class=\"premium-fb-rev-page-inner\">\n\t\t\t\t\t\t\t\t\t<div class=\"premium-fb-rev-page-left\">\r\n\t\t\t\r\n\t\t\t<img decoding=\"async\" class=\"premium-fb-rev-img\" src=\"https:\/\/www.articusfinance.com\/wp-content\/uploads\/2026\/08\/google-ar21.png\" alt=\"Articus Finance\">\r\n\t\t<\/div>\r\n\t\r\n\t<div class=\"premium-fb-rev-page-right\">\r\n\t\t\r\n\t\t<div class=\"premium-fb-rev-page-rating-wrapper\">\r\n\t\t\t\t\t\t\t<span class=\"premium-fb-rev-page-rating\">4.9<\/span>\r\n\t\t\t\r\n\t\t\t\t\t\t\t<span class=\"premium-fb-rev-page-stars\">\r\n\t<span class=\"premium-fb-rev-stars\">\r\n\t\t\t\t\t<span class=\"premium-fb-rev-star\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.1\" width=\"24\" height=\"24\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#FFD700\"><\/path><\/svg><\/span>\r\n\t\t\t\t\t\t\t<span class=\"premium-fb-rev-star\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.1\" width=\"24\" height=\"24\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#FFD700\"><\/path><\/svg><\/span>\r\n\t\t\t\t\t\t\t<span class=\"premium-fb-rev-star\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.1\" width=\"24\" height=\"24\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#FFD700\"><\/path><\/svg><\/span>\r\n\t\t\t\t\t\t\t<span class=\"premium-fb-rev-star\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.1\" width=\"24\" height=\"24\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#FFD700\"><\/path><\/svg><\/span>\r\n\t\t\t\t\t\t\t<span class=\"premium-fb-rev-star\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.1\" width=\"24\" height=\"24\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#FFD700\"><\/path><\/svg><\/span>\r\n\t\t\t\t<\/span>\r\n\r\n\t<\/span>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"premium-fb-rev-content\">\n\t\t\t\t\t\t\r\n\t<div class=\"premium-fb-rev-reviews\">\r\n\t\t\t<\/div>\r\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div itemscope itemtype=\"http:\/\/schema.org\/AggregateRating\">\n\t\t\t\t\t<span itemprop=\"ratingValue\" class=\"elementor-screen-only\">4.9<\/span>\n\t\t\t\t\t<span itemprop=\"reviewCount\" class=\"elementor-screen-only\">98<\/span>\n\t\t\t\t\t<div class=\"elementor-screen-only\" itemprop=\"itemReviewed\" itemscope itemtype=\"http:\/\/schema.org\/Organization\">\n\t\t\t\t\t\t<span itemprop=\"name\" class=\"elementor-screen-only\">Articus Finance<\/span>\n\t\t\t\t\t\t<div class=\"elementor-screen-only\" itemprop=\"address\" itemscope itemtype=\"http:\/\/schema.org\/PostalAddress\">\n\t\t\t\t\t\t\t<span itemprop=\"streetAddress\" class=\"elementor-screen-only\">Lg08, Screenworks, 22 Highbury Grove, London N5 2EF, UK<\/span>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-649bb8a\" data-id=\"649bb8a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-80984b4 elementor-widget elementor-widget-heading\" data-id=\"80984b4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Talk to us Today<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c8d962e hero-banner-form-style elementor-widget elementor-widget-html\" data-id=\"c8d962e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<script charset=\"utf-8\" type=\"text\/javascript\" src=\"\/\/js.hsforms.net\/forms\/embed\/v2.js\"><\/script>\n<script>\n  hbspt.forms.create({\n    region: \"na1\",\n    portalId: \"6108150\",\n    formId: \"53abd564-e6cd-4430-9061-65038d3ce986\",\n    cssClass:\"main-form\",\n    O:\"main\",\n    onFormSubmit: function($form) {\n        var emailInput = $form.find('input[name=\"email\"]');\n        var emailValue = emailInput.val();\n        dataLayer.push({\n            'enhanced_conversion_data': {\n                \"email\": emailValue\n            }\n        });\n    }\n  });\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2f5c92d7 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"2f5c92d7\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-17b9bb19\" data-id=\"17b9bb19\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-371566cd title elementor-widget elementor-widget-heading\" data-id=\"371566cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\"><h2><span>Second Charge Bridging Loans<\/h2><\/span><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5f7cee8d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5f7cee8d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-6b931591\" data-id=\"6b931591\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-332a9b58 elementor-widget elementor-widget-text-editor\" data-id=\"332a9b58\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"sv-page\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A second charge bridging loan is a type of finance secured against a property which already has a mortgage against it. This pre-existing mortgage is known as the \u2018first charge\u2019.<\/p><p>If your property has accrued enough equity, it\u2019s possible that you may be able to access additional borrowing against it. Say your asset is worth \u00a32 million, and you have an outstanding mortgage of \u00a31 million. That would mean you have a further \u00a31 million of equity in the property \u2013 so you could potentially take out second charge bridging finance against this value.<\/p><p>Generally, second charge finance can be secured up to a rate of around 70% loan to value, meaning you could potentially borrow around \u00a3700,000 in this instance.<\/p><h2 class=\"title\"><strong>What can you use second charge bridging finance for?<\/strong><\/h2><p>A second charge bridging loan may be the right solution if you don\u2019t want to\u00a0<a href=\"\/us\/remortgage\" rel=\" noopener\">refinance<\/a>\u00a0your existing mortgage deal, but need additional borrowing. For example, if you\u2019re looking to raise money to complete an extension or renovations, second charge finance could help you achieve this without incurring fees from refinancing, or disrupting a favourable first charge mortgage deal.<\/p><h2 class=\"title\"><strong>Why are second charge bridging loans more complicated?<\/strong><\/h2><p>Second charge bridging loans are considered a higher risk proposition from a lender\u2019s perspective, as if you already have a first charge, your previous mortgage company will have first claim in the event of a default.<\/p><p>The increased risk means any prospective lender will need to see that you have a clear and viable exit strategy in place. This will generally either be an overall remortgaging or sale of the property in question.<\/p><h2 class=\"title\"><strong>Why should you use a broker for second charge bridging loans?<\/strong><\/h2><p>It\u2019s not hard to see how second charge bridging finance could very quickly get complicated, and as a result of the increased risk, there aren\u2019t a huge amount of lenders willing to offer this sort of loan \u2013 and those who do often charge high interest rates and fees.<\/p><p>Bridging finance is expensive in and of itself, and understandably, second charge loans can be even more so. A broker like Articus Finance can negotiate the best deal on your behalf, working with our wide network of lenders to find the ideal resolution.<\/p><p>We can also help you to establish if a second charge bridging loan is in fact the best course of action. For example, you might be seeking second charge finance to avoid an early repayment charge on your existing loan. In some circumstances, however,\u00a0<span style=\"text-decoration: underline;\"><a href=\"\/us\/remortgage\" rel=\" noopener\">refinancing<\/a>\u00a0<\/span>could still be a better option once you consider the interest you\u2019ll pay over the life of the loan.<\/p><p>Our experienced brokers can explore various scenarios to ensure we establish the best choice for you.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-234e038e sticky-download\" data-id=\"234e038e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-cbbe5e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cbbe5e\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_parent&quot;:&quot;yes&quot;,&quot;sticky_offset&quot;:60,&quot;sticky_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;],&quot;sticky_effects_offset&quot;:0,&quot;sticky_anchor_link_offset&quot;:0}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-10099dee\" data-id=\"10099dee\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8c0f8ad elementor-widget elementor-widget-image\" data-id=\"8c0f8ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"\/us\/guides\/short-term-finance\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"566\" height=\"800\" src=\"https:\/\/www.articusfinance.com\/wp-content\/uploads\/2022\/12\/Using_short_term_finance_to_your_advantage.webp\" class=\"attachment-large size-large wp-image-20044\" alt=\"\" srcset=\"https:\/\/www.articusfinance.com\/wp-content\/uploads\/2022\/12\/Using_short_term_finance_to_your_advantage.webp 566w, https:\/\/www.articusfinance.com\/wp-content\/uploads\/2022\/12\/Using_short_term_finance_to_your_advantage-212x300.webp 212w\" sizes=\"(max-width: 566px) 100vw, 566px\">\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-57fdbc02 elementor-widget elementor-widget-heading\" data-id=\"57fdbc02\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/us\/guides\/short-term-finance\">USING SHORT TERM FINANCE TO YOUR ADVANTAGE<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a636631 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"6a636631\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/us\/guides\/short-term-finance\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Download Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1fa8a4a elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"1fa8a4a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wide\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-87e7b48 elementor-hidden-mobile\" data-id=\"87e7b48\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ed2848e elementor-widget elementor-widget-spacer\" data-id=\"ed2848e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4bc7d24\" data-id=\"4bc7d24\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-046e8f4 elementor-widget elementor-widget-heading\" data-id=\"046e8f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Proven Expertise<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f61826 elementor-widget elementor-widget-text-editor\" data-id=\"7f61826\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Our specialist mortgage brokers based in London are highly experienced in negotiating the best mortgages and mortgage rates, no matter how complex your situation.<\/p><p>With over 20 years\u2019 combined experience sourcing the best mortgage deals for global clients, our brokers have the skills, knowledge, and lender relationships to turn your property aspirations into a reality. To find out how we do it, explore our case studies.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-84e1d1f elementor-align-left elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"84e1d1f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/us\/case-studies\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">View Our Case Studies<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6fd2a2a elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"6fd2a2a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-49d49074\" data-id=\"49d49074\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-477ace36 title elementor-widget elementor-widget-heading\" data-id=\"477ace36\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\"><h2><span>Related Services<\/span><\/h2><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6e619cc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6e619cc\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wide\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-89551ed\" data-id=\"89551ed\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e168bc0 elementor-widget elementor-widget-heading\" data-id=\"e168bc0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/us\/residential-bridging-loans\">RESIDENTIAL<\/br> BRIDGING LOANS\n<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-61c6121 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"61c6121\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/us\/residential-bridging-loans\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-275fb14\" data-id=\"275fb14\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-87a2ab8 elementor-widget elementor-widget-heading\" data-id=\"87a2ab8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/us\/unregulated-bridging-loans\">UNREGULATED <\/br>BRIDGING LOANS\n<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-48f80fd elementor-align-center elementor-widget elementor-widget-button\" data-id=\"48f80fd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/us\/unregulated-bridging-loans\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-0c7d178\" data-id=\"0c7d178\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5b304c3 elementor-widget elementor-widget-heading\" data-id=\"5b304c3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/us\/second-charge-bridging-loans\">SECOND CHARGE <\/br>BRIDGING LOANS<\/br>\n<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9bd9999 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"9bd9999\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/us\/second-charge-bridging-loans\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-f2d2246\" data-id=\"f2d2246\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-08b0e4c elementor-widget elementor-widget-heading\" data-id=\"08b0e4c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/us\/property-refurbishment-finance\">PROPERTY REFURBISHMENT FINANCE\n<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f9ad780 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"f9ad780\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/us\/property-refurbishment-finance\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2a366d4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2a366d4\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-4a51d26 elementor-hidden-mobile\" data-id=\"4a51d26\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-9aad53f\" data-id=\"9aad53f\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-158c8f8\" data-id=\"158c8f8\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-81634a1 elementor-widget elementor-widget-heading\" data-id=\"81634a1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/us\/lombard-loans\">lombard loans<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-310b214 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"310b214\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/us\/lombard-loans\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-4f99f3f\" data-id=\"4f99f3f\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-6c18862\" data-id=\"6c18862\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-656a5254 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"656a5254\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-37bd6b2a\" data-id=\"37bd6b2a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-343b0518 elementor-widget elementor-widget-heading\" data-id=\"343b0518\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Need Assistance ?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c6224a9 elementor-widget elementor-widget-text-editor\" data-id=\"7c6224a9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Whether you\u2019d like to make a finance enquiry or simply have <br \/>a question about our services, we\u2019re on hand to help.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-34a93012 elementor-widget elementor-widget-text-editor\" data-id=\"34a93012\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"menu-ft\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<i class=\"fas fa-phone\">\u00a0\u00a0\u00a0<\/i> <a style=\"color: white;\" href=\"tel:02080885465\">020 8088 5465<\/a> |\u00a0 <i class=\"fa fa-envelope\">\u00a0\u00a0\u00a0<\/i><a style=\"color: white;\" href=\"mailto:info@articusfinance.co.uk\">info@articusfinance.co.uk<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f37056f elementor-align-center elementor-widget elementor-widget-button\" data-id=\"3f37056f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/us\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact Us<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Second Charge Bridging Loans \u2713 Directly Authorised by the FCA\u2713 Whole-of-Market Bridging Finance Advice\u2713 Access to 500+ Lenders, Including Specialist Bridging Lenders\u2713 Raise Capital Without Refinancing Your Existing Mortgage\u2713 Fast &amp; Flexible Second Charge Bridging Solutions\u2713 Finance for Refurbishment, Investment &amp; Other Property Requirements 4.9 4.9 98 Articus Finance Lg08, Screenworks, 22 Highbury Grove, London 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