{"id":19929,"date":"2023-06-22T23:36:46","date_gmt":"2023-06-22T15:36:46","guid":{"rendered":"https:\/\/www.dev.articusfinance.com\/uncategorized\/capital-raise-remortgage-for-client-looking-to-grow-their-business"},"modified":"2023-09-14T16:29:52","modified_gmt":"2023-09-14T08:29:52","slug":"capital-raise-remortgage-for-client-looking-to-grow-their-business","status":"publish","type":"post","link":"https:\/\/www.articusfinance.com\/ch\/case-studies\/capital-raise-remortgage-for-client-looking-to-grow-their-business","title":{"rendered":"Capital Raise Remortgage for Client Looking to Grow their Business"},"content":{"rendered":"<h2 style=\"font-size: 15px;\"><span style=\"font-family: Verdana, Geneva, sans-serif;\"><strong><span style=\"color: #134f5c;\">The case in brief<\/span><\/strong><\/span><\/h2>\n<ul style=\"font-size: 13px;\">\n<li><span style=\"color: #134f5c;\">Client: UK National and Resident<\/span><\/li>\n<li><span style=\"color: #134f5c;\">Property type: Residential Refinance<\/span><\/li>\n<li><span style=\"color: #134f5c;\">Property value: \u00a31.05 million<\/span><\/li>\n<li><span style=\"color: #134f5c;\">Loan Amount: \u00a3650,000<\/span><\/li>\n<\/ul>\n<p><span style=\"font-family: verdana, geneva, sans-serif;\">Articus received a case recommendation from one of our solicitor partners introducing a High Net Worth couple who owned a two-bedroom apartment worth \u00a31.5 million in South Kensington. The clients were self-employed and were seeking capital to fulfil their credit obligations and acquire additional funds for expanding their business.<\/span><\/p>\n<p><span style=\"font-family: verdana, geneva, sans-serif;\">Discover exciting investment opportunities tailored specifically for <a href=\"https:\/\/www.articusfinance.com\/ch\/self-employed-mortgages\"><span style=\"color: #45818e;\"><u>self-employed individuals<\/u><\/span><\/a>. Download our comprehensive <span style=\"color: #45818e;\"><a style=\"color: #45818e;\" href=\"https:\/\/www.articusfinance.com\/ch\/guides\/self-employed\"><u>Self-Employed Guide today<\/u><\/a><\/span> and unlock the potential for growth and financial success.<\/span><\/p>\n<p><span style=\"font-family: verdana, geneva, sans-serif;\">In order to <a href=\"https:\/\/www.articusfinance.com\/ch\/remortgage\"><span style=\"color: #45818e;\"><u>remortgage<\/u><\/span><\/a> our clients&#8217; London property and unlock equity for their business investments, we encountered the following challenges:<\/span><\/p>\n<ul>\n<li><span style=\"font-family: verdana, geneva, sans-serif;\">Firstly, being self-employed raised concerns among lenders &#8211; However, leveraging our strong track record and extensive lender relationships, Articus was able to address this issue through negotiation.<\/span><\/li>\n<li><span style=\"font-family: verdana, geneva, sans-serif;\">The ultimate obstacle was raising capital for business expansion. Self-employed enterprises, even successful ones, face difficulty in qualifying for mortgages, especially with perfect credit history. The company&#8217;s development would take months without immediate returns, which concerned potential lenders.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-family: verdana, geneva, sans-serif;\">Adding to the complexity, our clients faced a looming deadline to secure financing quickly.<\/span><\/p>\n<h2 style=\"text-align: justify;\"><span style=\"color: #134f5c; font-family: Verdana, Geneva, sans-serif; font-size: 15px;\"><strong>Our solution<\/strong><\/span><\/h2>\n<p><span style=\"font-family: verdana, geneva, sans-serif;\">Leveraging Articus&#8217; reputation and <span style=\"color: #45818e;\"><a style=\"color: #45818e;\" href=\"https:\/\/www.articusfinance.com\/ch\/private-bank-mortgages\"><u>vast network of lenders<\/u><\/a><\/span>, we approached a lender who has the appetite to release equity in order to invest in a business. They took a holistic view of the business\u2019s recent financing \u2013 factoring in the slight drop in performance over the coronavirus period. We guided the client through the application and solicitor\u2019s process resulting in a favourable outcome.<\/span><\/p>\n<p><span style=\"font-family: verdana, geneva, sans-serif;\">This is an excellent example of how <a href=\"https:\/\/www.articusfinance.com\/ch\/contact\"><span style=\"color: #45818e;\"><u>Articus can help<\/u><\/span><\/a> grow your business &#8211; if you would like to discuss how you can expand your business, <span style=\"color: #45818e;\"><a style=\"color: #45818e;\" href=\"https:\/\/www.articusfinance.com\/ch\/our-team\"><u>get in touch with one of our expert finance brokers<\/u><\/a><\/span>.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The case in brief Client: UK National and Resident Property type: Residential Refinance Property value: \u00a31.05 million Loan Amount: \u00a3650,000 Articus received a case recommendation from one of our solicitor partners introducing a High Net Worth couple who owned a two-bedroom apartment worth \u00a31.5 million in South Kensington. The clients were self-employed and were seeking [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":19192,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"categories":[70],"tags":[],"class_list":["post-19929","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-case-studies"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.articusfinance.com\/ch\/wp-json\/wp\/v2\/posts\/19929","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.articusfinance.com\/ch\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.articusfinance.com\/ch\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.articusfinance.com\/ch\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.articusfinance.com\/ch\/wp-json\/wp\/v2\/comments?post=19929"}],"version-history":[{"count":1,"href":"https:\/\/www.articusfinance.com\/ch\/wp-json\/wp\/v2\/posts\/19929\/revisions"}],"predecessor-version":[{"id":20992,"href":"https:\/\/www.articusfinance.com\/ch\/wp-json\/wp\/v2\/posts\/19929\/revisions\/20992"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.articusfinance.com\/ch\/wp-json\/wp\/v2\/media\/19192"}],"wp:attachment":[{"href":"https:\/\/www.articusfinance.com\/ch\/wp-json\/wp\/v2\/media?parent=19929"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.articusfinance.com\/ch\/wp-json\/wp\/v2\/categories?post=19929"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.articusfinance.com\/ch\/wp-json\/wp\/v2\/tags?post=19929"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}