Buy to Let

Buy to Let Mortgages For Foreign Nationals

Our Foreign National Buy-To-Let Services:

  • Remortgages or purchases
  • Whole of market broker service with access to all lenders and institutions
  • Ability to deal with the majority of nationalities / residencies
  • No restrictions on the type of financing or the security – Residential, Buy-To-letCommercial or Development
  • Access to high loan to value mortgages for foreign nationals
  • Buy-To-Let mortgages for onshore or offshore companies and trusts
  • No UK footprint necessary
  • Articus offers an all rounded service including assisting in the set up of a UK bank account
  • Get in touch for your free consultation today

At Articus Finance, we regularly source buy to let mortgages for non-UK residents or citizens, as well as residential finance. The UK property market is renowned the world over for its security – and while fluctuations influenced by political and economic events might strike British nationals as drastic, on the world stage, the fact remains that the UK is a very stable economy, with a safe political landscape. Here is one example of how we secured a buy-to-let mortgage for a foreign national.

As such, many foreign nationals from around the world are keen to buy property in the UK. But if you’re a non resident looking to invest in the UK rental market, it can be difficult to know where to start – especially when it comes to property finance.

Buy to let mortgages for foreign nationals is a confusing area, as many mainstream lenders aren’t willing to work with foreign nationals who are non UK residents, while others will have strict and confusing regulations.

Our Most Popular Related Resident Mortgages

Frequently Asked Questions

If you’re a foreign national looking to invest in the UK rental market, you may not be sure what restrictions you will face. The good news is that non residents can and regularly do invest in UK rental property. While it is certainly more complicated than it is for British nationals, there are no insurmountable barriers.

Of course, it’s certainly easier for some nationalities to invest in the UK buy to let market than others. For example, American nationals may find it much simpler to purchase and finance property in the UK, because of common regulations, cultural similarities, and even practical issues like similar time zones. Banks are also more adept at dealing with such applicants.

Yet with the right help, there are no limits to who can invest in the UK rental market – even if you are a non resident. Articus brokers have secured buy to let mortgages for clients from around the world, including America, the Middle East, Africa, and Asia. Our blog goes into further detail on how we can secure buy-to-let mortgages for foreign nationals.

There are many complexities to navigate when it comes to arranging a buy to let mortgage in the UK as a foreign national. As with anybody applying for buy to let finance, you’ll need to undergo application processes such as money laundering checks to prove your source of wealth. We can explain and guide you through the process, ensuring that everything runs smoothly.

It’s also true that the best mortgage deals for foreign nationals can usually be achieved by those who are able to negotiate with the right lenders. Foreign nationals seeking large mortgages may have complex financial backgrounds, so mainstream lenders are unlikely to be a good fit.

That’s why we’ve developed relationships with global lenders, private banks, and those with an appetite for niche lending. We also have a strong network of industry contracts who work in areas like law and tax – so we can refer you to the right people at the right time, ensuring your application is in the safest hands.

Finally, here is another example of how we secured a buy-to-let mortgage for a foreign national.

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Articus Finance is a boutique mortgage broker based in London,
we find creative solutions for High Net Worth individuals who require financing on their worldwide assets.

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Articus Finance is a boutique mortgage broker based in London,
we find creative solutions for High Net Worth individuals who require financing on their worldwide assets.

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Harry Lart

Mortgage Broker

Harry has over 16 years of experience within the Finance, Housing and Development sector. He started off his career as a CIMA Qualified Chartered Accountant and transitioned over to financial services in 2019. During this time he has dealt with a range of complex financial arrangements from ex pat mortgages to large development loans. Harry has a can do attitude and believes there’s a solution to every situation and will work tirelessly to ensure your deal crosses the line. In his spare time Harry likes to play poker, travel and try new cuisines.

Carolina Barreiros

Marketing Manager

Carolina is a multilingual Marketing Manager originally from Portugal. She specialises in International Marketing and Business, helping organisations expand their brand awareness globally over the last 4 years. Her past work includes supporting start-ups to multinational companies in the UK and across Europe. She is a creative and passionate individual, bringing a fresh perspective to the financial industry and delivering high quality research.

In her spare time, Carolina enjoys socialising & travelling around the world, embracing different cultures and experiences. 

Antonia Grieve

Office Manager

Antonia brings fantastic planning, organisational and time management skills to her role as office manager, ensuring that operations at Articus run smoothly. An experienced administrator with fantastic problem solving skills, Antonia began her career working in medical administration, so she is highly experienced working with confidential client data.

Jack Cuthbert

Client Services Executive

Jack comes from a background of delivering great customer service. He has worked in the property industry for 8 years and has solid knowledge of the property market, combined with a good knowledge of the mortgage industry. Jack is currently studying for his CEMAP exams in order to become a qualified advisor. Away from work, Jack spends most of his time travelling with friends, playing football and watching Charlton Athletic.

 

Matthew Currey

Case Manager

Matthew has experience working as a mortgage administrator and assisting with clients of any calibre. His main strength is his ability to develop a close relationship to his brokers and clients, allowing for a smooth transition throughout your mortgage journey, his friendly nature helps in making the process a lot less intimidating than it needs to be. Outside of work Matthew spends his time playing Chess and exploring the world with his Girlfriend.

Danny Doran

Business Development Manager

Danny is a Business Development professional with 15+ years working directly with clients and partners in financial services. He has developed an ability to build relationships and collaborate for success, through consistent communication, a holistic approach to deal building and an ability to swiftly problem solve. Danny has worked with Private and High Net Worth clients for over a decade and is driven by a strong, natural desire to ensure his clients and their businesses reach their full potential. As a property investor himself, he is well placed and experienced in all things property related. Outside of work, Danny has a keen interest in psychology, the outdoors and travelling.

Theo Osborn

Mortgage Broker

Theo started his journey in the specialist finance industry while working as a journalist at an industry trade magazine. During this time he amassed a great knowledge of mortgages, bridging, development and commercial funding and established a wealth of relationships in the industry. He transferred these skills and now specialises in assisting clients with their specialist finance requirements. Working alongside the CEO, Theo has learnt the nuances of ultra-complex transactions and knows how to most efficiently manage the funding process to completion. Theo aims to achieve the best solution for every client he deals with a particular focus on sourcing funding for developments and refurbishment.

Stefanos Petrou

Mortgage Broker

Stefanos has over 7 years’ financial services experience managing HNW clients across central London. Consistently providing a high level of thorough service. Prioritising communication, research, and innovation in order to meet his clients complex goals. Stefanos strengths lie in maintaining long standing relationships and being by his clients side throughout the process. Outside of work Stefanos enjoys spending time with his friends and family, unless of course Arsenal F.C are playing.

Dino Lazarides

Mortgage Broker

With over 20 years of financial services experience Dino is an accomplished mortgage adviser who relishes the more complex cases, enjoys a challenge and always does everything he can to ensure his clients not only get the result they need but to achieve their property goals.   A fully qualified financial adviser Dino quickly realised that property and mortgages were his passion and over the years gained his experience helping investors build their property portfolios.  When not working Dino enjoys spending time with his family, loves modern and classic performance cars, popular culture, technology, mountain biking and is a supporter of West Ham United.

William Gleeson

Mortgage Broker

William has over 7 years’ experience arranging finance for HNW clients and their families. One of his main strengths is building deep, long standing relationships with his clients, which enables him to fully understand their needs and tailor solutions to fit each client individually. William has relationships with a variety of lenders ranging from international private banks to some of the largest lenders within the UK. Outside of work, William enjoys spending time with his young family and is an avid rugby player.

Steven Boyde

Mortgage Broker

Steven has over 15 years’ experience working across London’s property and financial services market. He specialises in development, bridging and commercial finance and has completed many multi-million transactions. Steven believes in customer focused relationships and has many clients who have been with him for years. Away from work, Steven spends most of his time with his two children and wife, on the golf course or watching Plymouth Argyle.

Samuel Asante

Mortgage Broker

Whether you require access to bespoke funding, or need to fund a project of any scale, Samuel will always find a solution to meet the requirements of any client. No matter how complex your case is, through his innovative and determined nature, he can find a structure to finance a client’s plans. As a trained martial artist, Samuel’s passion and confidence carries over into the workplace, and you can expect a clear and concise transaction journey from start to finish.

Jason Hunt

Mortgage Broker

Jason has over 8 years’ experience working across London’s property and financial services markets for HNW individuals. He is able to construct tailor-made solutions to suit his client’s needs, no matter how complicated. He has completed multi-million pound residential, buy to let and commercial developments across the UK. Jason is a confident and motivated individual whom takes pride in offering an exceptional and professional level of service to all of his clients. Outside of work he enjoys hiking, cycling and traveling the world with his sights set on Base Camp Everest.

Assad Younis

Mortgage Broker

Assad prides himself on being open minded and thinking outside the box. Through a personalised approach and consistent communication; Assad’s strong relationships with specialist lenders gives him the ability to reach the ideal outcome for his clients. With a particular strength in dealing with foreign nationals and ex-pats he approaches his clients with a can-do attitude. His attention to detail allows him to actively support his clients and build a long-term relationship by giving a truly tailored approach.  Outside of work, Assad is a keen explorer and foodie, regularly travelling to remote destinations and testing out the local cuisines.

Shyan Zubair

Co-Founder & Managing Director

Shyan is a global businessman with keen commercial acumen and a deep understanding of the UK property market. Following the successful completion of an undergraduate and postgraduate degree in Mathematics from King’s College London, Shyan has held a range of highly strategic roles, with a focus on UK property investment – meaning he is well versed in the world of HNW property finance. Not only is he an experienced UK landlord, he has an impressive history in the world of property trading, and has played a pivotal role in the completion of a number of large scale development projects with values up to £30 million.

Oliver Hines-Lloyd

Co-Founder & CEO

Ollie entered the world of high net worth mortgages after living in Geneva, where he provided tailored financial advice to private clients. This experience shaped his career trajectory, giving him first-hand experience in understanding and communicating the benefits of financial advice – all while developing the ability to build exceptional client relationships. Following this, Ollie moved back to London where he began specialising in mortgages. His drive, ambition and natural flair for anticipating the needs of his clients led him to progress quickly from Client Services to broker, where he honed his skillset after passing his CeMap exams. Outside of work, Ollie is an avid traveller – and an equally keen supporter of his local club, Fulham FC.

Antonio Michael

Co-Founder & CEO

Antonio has over a decade’s experience arranging and negotiating mortgage finance for some of the UK property market’s most complex transactions. During his career, he has worked at some of the UK’s most prestigious mortgage brokerages, as well as the fast-paced world of currency broking. As a result, he has a wealth of relevant experience in handling complicated cases, like clients buying properties through trusts. Crucially, Antonio has developed an almost unparalleled network of close industry relationships. This enables him to navigate challenging situations with ease, and he relishes taking on cases that have struggled to progress elsewhere and seeing them through to completion.

Antonio Michael

Co-Founder & CEO

Antonio has over a decade’s experience arranging and negotiating mortgage finance for some of the UK property market’s most complex transactions. During his career, he has worked at some of the UK’s most prestigious mortgage brokerages, as well as the fast-paced world of currency broking. As a result, he has a wealth of relevant experience in handling complicated cases, like clients buying properties through trusts. Crucially, Antonio has developed an almost unparalleled network of close industry relationships. This enables him to navigate challenging situations with ease, and he relishes taking on cases that have struggled to progress elsewhere and seeing them through to completion.